$1 Out Option
This lease allows you to buy the equipment at the end of the lease term for the nominal amount of $1. This is the best option for companies that intend to keep the equipment at the end of the lease. In essence, you are building "equity" in the equipment. At the end of this lease you have the option of selling the equipment, trading it in for the latest technology, or hanging on to it for a while. We can assist you in selling the equipment at the expiration date of your lease. (This is known as a Capital Lease).

Fair Market Value Buy Out Option
This structure provides you with the option to purchase the equipment at the end of the lease for its then current Fair Market Value. You may also continue leasing the equipment based on that Fair Market Value, or you may return the equipment. (This is known as an Operating Lease).

Venture Leases
For start-up companies, Monon Financial Services offers a lease which provides 100% financing. We can bundle multiple types of equipment from various vendors into one all-encompasing lease. To qualify, the company should have venture capital backing and enough cash on hand to justify the projections in its business plan. For those companies that do not have a venture capital investor, we can usually structure a lease partially collateralized by cash or marketable securities.

Municipal Leases
This program is available to all city and state agencies such as public school districts, municipal hospitals, police and fire departments. Due to the tax exempt status of the lessee, rates are lower than standard commercial rates.

Equipment Refinancing
This program is designed to help our clients recoup their equity investments that may have been previously financed elsewhere.